The importance of a quality education can hardly be valued in terms of money or financial assets. Its intrinsic value holds exclusive importance in an individual’s life, preparing and developing him or her for the real world. With the continuous trend of discoveries and inventions opening new avenues of research and employment, education has come quite far from its initial teachings of language, mathematics and science along with arts and human studies. These spheres are now days considered the basic fundamental blocks of education and are considered as mandatory subjects for teaching.Be it high school or a college, a person needs to have the basic knowledge for surviving in today’s world. While a high school education is important for an individual’s overall development, a college education on the other hand renders him or her; the essential skills required to earn a livelihood. Besides earning a decent living, college education also guides a person to embark in various uncharted territories for new and valuable discoveries and inventions via research and development. It acts as a doorway to a better life by opening a world full of opportunities.But even with so many benefits why college degrees nowadays are looked at with so much skepticism as in terms of return on investment. Though it’s true that there has been a significant drop in the employment sector due to the economic slowdown, a college education still holds an indispensable amount of value in a person’s life. This is due to the different ways of perceiving a quality rich college education. Many people just look at a college degree in terms of a ticket to a high paying job opportunity. They tend to perceive college education as just means of acquiring higher skills thereby getting qualified for lucrative employment opportunities. When there is a slowdown in an economy, no matter how skilled you are, your development in terms of finance and status also gets reduced according to the decelerate economic conditions. As a result, people start to look down on college degrees and tend to contemplate the money spent on it as mere wastage of resources.If truth to be told, college education is intended more towards knowledge giving than just simple skills enhancement training classes. Its very fiber is designed to equip students with the various available sources that can help them to explore further and discover new avenues of growth, benefiting both at a personal and social level. Based on the age old saying- knowledge creates employment while skills create employees; we should embrace college education with an open mind and should work towards creating a better today and a promising future.
In the insurance industry, laws rules and regulations change from year to year in many states. It is just the nature of the beast. Many insurance agents received their licenses years ago. Since then, there have been many new products introduced and laws an agent must follow while working with their clients. One of the primary ways to keep up with what is going on in the insurance and financial industry is continuing education. Insurance education provides students with resources on laws, state regulations, ethics, and updates on any new products.Insurance education is crucial to keep up with not only for the good of your clients, but also to keep your insurance license active! Your clients will benefit from you being up to date on new products so you can provide them with as much information as possible during a sales meeting. In regards to your insurance license; many states will impose a hefty fine for not complying with state rules and regulations. Some states will even suspend or revoke your license.There are many ways to ensure you keep your license active. You can always contact your state or an approved continuing education provider to look up your records for you. They are able to tell you how many continuing education hours you need and what online courses to take. Many states require agents to take certain courses depending on what license you hold. A life insurance agent usually has to complete different courses than an agent holding a property and casualty license. Any continuing education school will be able to tell you what courses to purchase if you provide them with a little information.Once you know what courses you need just make sure you complete all of the insurance educational requirements by your compliance date. Many students choose to do their insurance continuing education online since it is very inexpensive and the most convenient method. Some states require certain courses to be completed in a classroom; so make sure to find out what your state requires before purchasing any online courses.When choosing a continuing education provider, make sure that all of their courses are state approved. Many companies will have their provider number listed on the website to make it easier for the students to look them up with their state. Also, make sure the continuing education school reports to the state within 24-48 hours. This will ensure your continuing education credits are recorded with the department of insurance.